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Making Real Estate a Win-Win for Everyone

Helping buyers, sellers, realtors & investors succeed with assumable mortgages.

Why UMe Projects?

At UMe Projects, we take the hassle out of assumable mortgages—so you don’t have to navigate the process alone.

Unlike other platforms that leave you to DIY the process, we facilitate everything from start to finish. From coordinating with servicers to preparing the perfect assumption file, we handle every detail, making the experience seamless for buyers, sellers, realtors, and investors alike.

Our mission is simple: to unlock the power of assumable mortgages and create smoother, smarter transactions that benefit everyone involved.

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300Yearly Buyers Closed
100m+Partner Lender Network
100%Transaction Success
500+Realtors Educated

Why We're Different

While other assumption platforms only step in after a loan is under contract, we manage the entire process from day one.

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UMe

We consult, facilitate, and manage the entire assumption process for all parties

"The Other Guys"

Leave you to figure it out yourself — you connect services, gather documents, and do the legwork

We don't just list assumable homes—we handle the entire transaction from start to finish.

We guide buyers, sellers, lenders and investors through the process, step by step.

We handle all outreach to loan servicers, so you don’t waste time on hold or chase down paperwork.

We gather, prepare, and submit everything servicers need to get approvals faster and with less hassle.

How We Help You

Buyers

Find and purchase homes with assumable rates

Save on your monthly payment with today's high rates.

Skip thousands in bank approvals with no qualification for the loan.

No lender involvement - just tell us your mortgage goals.

Sellers

Sell your home faster, attract more buyers

Make your home more desirable in today's high rate mortgage environment.

Stand out from the crowd of higher-interest-rate homes for sale.

Get full seller website so buyers can easily find you.

Investors

Leverage assumable mortgages to maximize ROI

Acquire properties with ultra-low rates existing loans have.

Skip red tape in loan applications & funding.

No lender origination fees or qualification - it's just seller to buyer.

Keep your portfolio manageable by setting up LLC's easily.

Realtors

Partner with us to offer unique solutions

Help houses afford homes if they otherwise couldn't.

Stand out in the market by adding a financing option.

No lender overhead or delays - just you & your clients.

Close deals faster in your local community.

Meet the Team

Rachel Roberts

Rachel Roberts

CEO & Founder

Mike Roberts

Mike Roberts

Chief Operations Officer

Kim Cavin

Kim Cavin

Processing Manager

Kristen McMullan

Kristen McMullan

Customer Success

Travis Delly

Travis Delly

Lead Developer

Patrick Celaya

Patrick Celaya

Marketing Director

Start Exploring Assumable Homes Today

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5000+ UMe Certified Properties available